General Kristin Woolard 24 Feb
10 Ways to Plug Money Leaks. It can sometimes be hard to keep track of your finances. Fortunately, we have some tips to help you review your financial situation and plug unwanted money leaks! 1. Be Wary of Impulse Spending: While it can be easy to think that picking up a few extra items here and there […]
Read MoreGeneral Kristin Woolard 17 Feb
PORTABILITY If your mortgage is portable, moving up and scaling down will be much simpler. If you are unsure of the term, “porting” your mortgage refers to taking your existing mortgage (including your rates and terms) and transferring it from the original property to another. This can only be done if you’re purchasing a new […]
Read MoreGeneral Kristin Woolard 10 Feb
Tips to Create a Monthly Budget. One of the quickest ways to take back control of your finances and understand where your money is going is to create a monthly budget. This will help you get a snapshot of your income compared to your spending, and provides an avenue to review outgoing costs and determine […]
Read MoreMortgage Tips Kristin Woolard 3 Feb
The Real Deal about Transfers and Switches. Most people who are thinking about a transfer or switch want to take advantage of a lower interest rate or to get a new mortgage product with terms that better suits their needs. Up for Renewal? If your mortgage is approaching renewal and you are considering a transfer […]
Read MoreGeneral Kristin Woolard 27 Jan
Second Mortgages: What You Need to Know. One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans – such as a second mortgage. What is a second mortgage? First […]
Read MoreGeneral Kristin Woolard 20 Jan
Construction and Pre-Construction Mortgages. Building or renovating your own home is such an exciting time and allows you to create something tailored to you and your family! But when it comes to construction mortgages, there are a few different types of loans: new construction and even pre-construction. Let’s break it down so you can determine […]
Read MoreGeneral Kristin Woolard 13 Jan
Early Inheritance Everyone knows that Canada’s real estate market has seen record appreciation over the past several years. Homeowners who have been paying down their mortgage while their value has been going up are likely sitting on a large chunk of equity. I often find myself in conversation with people who are astonished that any […]
Read MoreGeneral Kristin Woolard 5 Jan
Selling Your Home in Winter. While you might think selling your home in winter is harder, with the right considerations it doesn’t have to be! When selling your home during warmer months, the focus is typically on curb appeal and gardening, as well as having bright colors and patterns to draw out different rooms. While […]
Read MoreGeneral Kristin Woolard 26 Dec
5 Things to Know Before Buying a Rural Property. As cities continuing to grow bigger and busier, a rural home beyond those limits can seem like a dream come true! However, before you dive into country living, there are a few things you should know! Especially, how different it can be to qualify for a […]
Read MoreGeneral Kristin Woolard 8 Nov
Canadians are Feeling the Pinch It seems anyone I talk to these days is feeling like there is some strange energy going on in the world. With the crazy high inflation, rising interest rates and the war in Europe it seems there is no positive news to be had. And there is a lot of […]
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