Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
We want to thank you for all your help in getting us a mortgage and, essentially, our home. You make the process so easy and it is an extreme pleasure to personally deal with you. It still astounds me that we’ve never actually met and could do all this through email and phone calls. We fell like we’ve known you for years. You can be assured if anyone is ever looking for help in this area, we will send them your way. Again, thank you very much. Take care,
B. and S. Tempel
Kristin provided timely, friendly and superior service to my wife and I. Her experience in the marketplace provided us with the knowledge to make an informed decision.
Roger Billings
Kristin just helped us out in refinancing our mortgage and getting the best rate for us. We are very pleased with the support we got from her. My wife and I didn’t have to go through any hassle and provided all the documents via Email. The best thing we liked about working with Kristin is her ability to keep u informed and make this tiring mortgage financing process as seamless as possible. She is very detail-oriented and explores the best option that matches your needs. At the end of the day it was a win-win situation for us. Thank you Kristin Woolard for all your help and hard work.
Aman and Fia
My situation was challenging. Kristin and I were realistic but had doubts and she worked 6 months on my case and she nailed it. She has network and knowledge.
Angela Tahara
Kristin is an amazing mortgage broker. I would recommend her to anyone in a heartbeat. She is very knowledgeable and professional, plus the fact that she takes extreme care and attention to detail. Loved her and have used her for numerous places and will continue to do so.
K. Kehler
Our calculators will allow you to explore your Mortgage options.
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