Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
We selected Kristin to be our mortgage broker based on all the five star online reviews. She helped us with our second mortgage application. Kristin was very knowledgeable and had the best professional advice for us. She went above and beyond the call of duty to ensure we got the absolute best rates and services, she negotiated the rates to our satisfaction. She made herself available throughout the whole process – even when she was on vacation, she always answered all our questions and was very thorough. We would highly recommend Kristin as one of the most experienced mortgage brokers. Thanks Kristin for all your help and hard work.
Georgeta Navodarszky
Kristin goes above and beyond to get what you’re looking for. She is very accommodating and informs you all the way along about what is happening and where you’re at in the process. Touches base with you to make sure you’re getting feedback. She is so great that both of my sons deal with her. Thanks again for everything you did for us to get us what we needed.
Kim Kennedy
We want to thank you for all your help in getting us a mortgage and, essentially, our home. You make the process so easy and it is an extreme pleasure to personally deal with you. It still astounds me that we’ve never actually met and could do all this through email and phone calls. We fell like we’ve known you for years. You can be assured if anyone is ever looking for help in this area, we will send them your way. Again, thank you very much. Take care,
B. and S. Tempel
Kristin provided timely, friendly and superior service to my wife and I. Her experience in the marketplace provided us with the knowledge to make an informed decision.
Roger Billings
I recently have been able to buy an investment property with the help of the amazing Kristin Woolard. At the last minute, I found out that the 1st lender was only able to lend 70% and not the 80% originally offered. Kristin was able to find the extra financing for me within a week. She was available whenever I needed to talk to her and gave me frequently updates so that I always knew what was going on. Everything that we needed to do, she did with the utmost efficiency. She is the best mortgage broker I have ever worked with. I am so grateful to her and of her talents.
Shahla Khalsa
Our calculators will allow you to explore your Mortgage options.
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