Rental Income in Mortgage Qualification
July 20, 2022
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.80%
Current prime rate is
4.70%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
My husband and I were trying to get back on track after a few rough years and wanted to consolidate our existing mortgage and credit card debt to finally see the light at the end of the tunnel. Our credit union of many years was being less than helpful but thanks to Kristin Woolard’s professionalism and knowledge in the mortgage industry she was able to lead us out of the dark in just a few days. I would highly recommend that anyone in search of mortgage advise utilize Kristin’s expertise and experience in this highly competitive market. You can rest assured you will receive the best possible rate available. Kristin is a high energy go-getter with an amazing personality and will go above and beyond to help her clients, they don’t come any better. Thanks again Kristin for all your hard work!
Carmen B. and Pat G.
This is the second time we have used Kristin as our broker and she is excellent. A great communicator who always keeps you in the loop. We would recommend her to anyone.
Darren and Jennifer Knight
Kristin, it has been a pleasure having you assist my wife and I through the mortgage process. Being first time buyers, we obviously felt a little intimidated with the costs associated with today’s housing market and the fact that we didn’t have much in the way of guidance from anyone. The banks seemed more intent on making a good profit off us with the rates they offered. That’s when we turned to you and are glad that we did. You got us an excellent rate of interest on our mortgage while answering every single question we threw at you without any hesitation or delay. The positive attitude and calm demeanor you bring with your services gave us an assurance that was second to none, the true mark of a professional. I had never crossed paths with a mortgage broker before and it couldn’t have come at a better time. Thank you very much for putting us on the right path with our new home.
Sincerely,
R. & N. Chand
With only 16 days to finalize a mortgage, Kristin really had to work for me. Of course, I wanted the best rate, an easy payment structure, tax payments included with as little grief (read work) to me as possible and, as I said earlier, it had to be fast. During our first conversation, Kristin detailed what she would need from me, employment records, previous mortgage payout amounts, house details, lawyer or notary information, and so on. I quickly went to work getting Kristin what she needed – the thing I appreciated the most is that this was all done via email attachments and faxes. No time off work to meet, no leaving my office. When all was said and done, with Kristin preparing her end in advance, the deal closed with 4 days to spare.
Thanks Kristin for making a typically stressful process stress free. I will definitely recommend your services to my friends and co-workers.
J. Auclair
Kristin provided amazing service and is definitely a leader in her field. She got me a great rate and was able to make the process of buying a home as smooth as possible. She is extremely knowledgeable and I would not hesitate to utilize her services in the coming years!
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