With only 16 days to finalize a mortgage, Kristin really had to work for me.  Of course, I wanted the best rate, an easy payment structure, tax payments included with as little grief (read work) to me as possible and, as I said earlier, it had to be fast.  During our first conversation, Kristin detailed what she would need from me, employment records, previous mortgage payout amounts, house details, lawyer or notary information, and so on.  I quickly went to work getting Kristin what she needed – the thing I appreciated the most is that this was all done via email attachments and faxes.  No time off work to meet, no leaving my office.  When all was said and done, with Kristin preparing her end in advance, the deal closed with 4 days to spare.

Thanks Kristin for making a typically stressful process stress free.  I will definitely recommend your services to my friends and co-workers.

J. Auclair

I am bursting with gratitude for Kristin Woolard!  What a dream it was to work with her!  Most definitely an expert in her field, she is also extremely patient and kind and ALWAYS available when needed.

Our journey began 2.5 years ago when, as a self-employed individual most lenders didn’t want to touch me.  I have to admit, with limited history as a business owner and less than optimum record keeping skills, my financial picture did somewhat resemble a lump of coal at that time.

Against all odds, Kristin managed to secure a lender for me!
When the deal collapsed (for matters not related to financing), I felt terrible knowing that she had done so much work, yet was not paid for her time at all.  Kristin insisted that I not feel bad, but rather, follow her suggestions so that when the time was right, I could achieve a better rate and not require a co-signer.

Fast forward to today… I just signed the papers for the mortgage on my first home – a property FAR MORE valuable (as in more than $100K!) than what I was originally going to purchase – WITHOUT a co-signer and with a FANTASTIC mortgage rate!

Kristin not only worked tirelessly with me to turn my financial picture from a lump of coal into a shiny diamond but was also there every step of the way through all of the unexpected hurdles that came up regardless of the day or time.

When I shared my rate with my realtor, his jaw dropped and he said “Wow – that’s incredible – you must have an amazing mortgage broker!”  I COULD NOT AGREE MORE!  Thank you Kristin!

Angelina Robinson

Kristin is one in a million.  As a confident woman, she comes across with a very positive outlook to the mortgage business.  Her knowledge and patience with me ensured that I received the best advice for a new mortgage.  She appears to strive to get the most out of any deal that is out there for you.  What a great attitude Kristin has in this world of cynics.  Keep on with all your energy and I wish you the best in your career.  I would recommend you to anyone who requires mortgage assistance.  Thanks for keeping in touch.

N. McLeod

Kristin is helpful, knowledgeable, and definitely on top of everything in the fast-paced world of mortgages, rates and bank regs.  And she’s the most effective communicator I’ve ever come across, keeping us informed every step of the way as our application proceeded.  I can’t recommend her highly enough!

Linda Baker

Kristin is a dream come true.  There is none of the usual stress when dealing with a broker.  She is there for you 100% to make sure that that everything goes well.  I could not recommend her more highly to help people in all kinds of situations, easy or difficult, with their brokerage needs.

Guru Dev Kaur Khalsa