Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
We love working with Kristin. So easy and she is a great communicator who always makes sure you’re 100% up to date.
Gabi Green
Kristin is brilliant at what she does! She is very professional and provides excellent customer service. She is a quick responder and was always available when we needed her. We are very fortunate to have found a mortgage broker like Kristin.
John Lok
Kristin ensures that her clients are fully informed of all their options with regards to a mortgage. She will explain all the important aspects of a mortgage as well as interest rates in order to find the best possible match for each client`s individual circumstances.
Anyone working with Kristin is going to be well looked after and can be sure that she will look after their long term interests.
Peter Temple
One of the best customer service experiences I have had in any industry for a long time. Kristin was right there when we needed her to be and was instrumental in helping us to win a heavily contested bidding process for our property. Should you you pondering your decision to go with Kristin and DLC – look no further – you have found the right broker to help you get your mortgage – oh – and she got me the lowest rate out there – so she saved us some money as well.
Michael Loveless
Kristin was so helpful and very knowledgeable. She helped me when everyone else told me ” You can’t do it that way/there’s no way around it etc.”, yet she found a way!
She made what was a very stressful experience, turned it around and made the process very simple for me. She was very patient and answered all my questions, and never gave up. Communication was very good even at times when she was away, she made sure to keep me up to date with all proceedings.
Would highly recommend!
Michael Vuong
Our calculators will allow you to explore your Mortgage options.
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