Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin is amazing… so helpful and knowledgeable! She will go above and beyond for the needs of her clients. I would recommend Kristin to anyone I know for their mortgage needs.
Michelle R.
Kristin ensures that her clients are fully informed of all their options with regards to a mortgage. She will explain all the important aspects of a mortgage as well as interest rates in order to find the best possible match for each client`s individual circumstances.
Anyone working with Kristin is going to be well looked after and can be sure that she will look after their long term interests.
Peter Temple
Thanks for all your help with finding us the great new mortgage & LOC. Bettina and I just finished signing all the paperwork with the lawyer today and will be moving in after the weekend. We just wanted to say that even though we are friends you conducted yourself very professionally and made everything painless. We’ve never used a mortgage broker before but will call you first the next time we need a new mortgage. And we’ll definitely recommend you to others. Thanks! Take it easy,
Justin & Bettina
Kristin is amazing. I would highly recommend her to anyone seeking a mortgage. I contacted Kristin after reading other reviews of her great service and I was not disappointed. She does all the leg work for you and finds you the best rates and best terms. Most of the communication can be done via email and the occasional phone call if necessary. No trying to find time to fit in a meeting not even to sign papers. It was all done by email.
Kristin is extremely knowledgeable in her field of expertise and was very prompt in responding to any questions, even outside of normal business hours via email and no question was too stupid to answer. She always had time to make sure we understood our options. She is very friendly and has a great sense of humour which makes you feel totally at ease with all the banking, mortgage, legal lingo.
I am not big on writing reviews. But, in this case I had to let everyone know how amazing Kristin was in obtaining a home equity loan for us and will be working with us to get a mortgage for a new home soon. Just give her a call I can guarantee you won’t be disappointed.
C. Harris
It was a pleasure to meet Kristin because I knew straight away she had our best interests at heart. It is a stressful time buying a house and all the many transactions and contracts that are part of that process. Kristin was always on top of keeping us updated and never once did we feel like we were bothering her with our concerns. Kristin’s reviews say it all!! We would highly recommend getting in touch with Kristin for your mortgage needs. Thanks Kristin 😃
Kay McWhinney
Our calculators will allow you to explore your Mortgage options.
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