Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
I recently have been able to buy an investment property with the help of the amazing Kristin Woolard. At the last minute, I found out that the 1st lender was only able to lend 70% and not the 80% originally offered. Kristin was able to find the extra financing for me within a week. She was available whenever I needed to talk to her and gave me frequently updates so that I always knew what was going on. Everything that we needed to do, she did with the utmost efficiency. She is the best mortgage broker I have ever worked with. I am so grateful to her and of her talents.
Shahla Khalsa
As first time homebuyers we felt so much stress going into this next endeavor of our lives. In searching the Dominion Lending Centre website, I came across Kristin’s profile. Her profile somehow caught my attention – I had a good feeling… and I was right! Her knowledge about the industry blew us away! She was so easy to talk to, and her continuous positive attitude confirmed to us that we had made the right choice. After speaking with Kristin to get the ball rolling, the weight was immediately lifted off of our shoulders. She helped us explore our options, found us the best rate, she kept us informed and was readily available whenever we had questions. We were even more so thankful when she contacted us one week before the closing date, and notified us about an even lower rate! As we both sit here on our couch, in our new living room… and now that all is said and done, we look back and think – we could have never done this with so much ease without the help and knowledge of Kristin. We are ever so grateful for her help! Thank you so much Kristin you are the greatest mortgage broker ever! We look forward to using your services again on our next purchase!!
Tracy and Dave
We needed a mortgage that had flexible payment options while still getting the best possible rate and Kristin was able to find us the perfect lender for our needs. Our rate is better than just about anyone else I’ve asked and the payment flexibility is great. Kristin couldn’t be friendlier or more helpful.
Michael Kwan
My husband and I have really enjoyed working with Kristin for our mortgage. She is professional, prompt and easy to work with.
We highly recommend her!
S. Glynianyi
Kristin was a real help; she came through when no one else could and was able to assist with other financing at a 2nd location; Got good, efficient results. I would recommend her anytime; a real pleasure to work with her.
Joe Naismith
Our calculators will allow you to explore your Mortgage options.
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