Guarantor vs. Co-Applicant
April 21, 2021
Previous
Next
I want to see rates
Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.45%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
-
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
-
- 3 Years
- 3.49%
- $498.74
- 1.54%
- $401.59
- $97.16
-
- 4 Years
- 3.74%
- $512.02
- 1.84%
- $415.77
- $96.25
-
- 5 Years
- 4.59%
- $558.49
- 2.09%
- $427.81
- $130.68
-
- 7 Years
- 5.35%
- $601.69
- 2.84%
- $465.07
- $136.61
-
- 10 Years
- 5.60%
- $616.23
- 3.24%
- $485.65
- $130.58
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowIn the spirit of giving back, I am pleased to announce the launch of the Dominion Lending Centres First Responder Mortgage Program.
There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC National Ltd.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard is one of the first agents to join DLC which is Canada's largest brokerage and her Franchise DLC National Ltd is on of the largest in the nation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
We want to thank you for all your help in getting us a mortgage and, essentially, our home. You make the process so easy and it is an extreme pleasure to personally deal with you. It still astounds me that we’ve never actually met and could do all this through email and phone calls. We fell like we’ve known you for years. You can be assured if anyone is ever looking for help in this area, we will send them your way. Again, thank you very much. Take care,
B. and S. Tempel
This is the second time we have used Kristin as our broker and she is excellent. A great communicator who always keeps you in the loop. We would recommend her to anyone.
Darren and Jennifer Knight
You are hard working, fast, always available to talk. Diligent, kind and caring. You are a life saver and I thank you from the bottom of my heart!
L. Barton
As first time homebuyers we felt so much stress going into this next endeavor of our lives. In searching the Dominion Lending Centre website, I came across Kristin’s profile. Her profile somehow caught my attention – I had a good feeling… and I was right! Her knowledge about the industry blew us away! She was so easy to talk to, and her continuous positive attitude confirmed to us that we had made the right choice. After speaking with Kristin to get the ball rolling, the weight was immediately lifted off of our shoulders. She helped us explore our options, found us the best rate, she kept us informed and was readily available whenever we had questions. We were even more so thankful when she contacted us one week before the closing date, and notified us about an even lower rate! As we both sit here on our couch, in our new living room… and now that all is said and done, we look back and think – we could have never done this with so much ease without the help and knowledge of Kristin. We are ever so grateful for her help! Thank you so much Kristin you are the greatest mortgage broker ever! We look forward to using your services again on our next purchase!!
Tracy and Dave
Kristin provided timely, friendly and superior service to my wife and I. Her experience in the marketplace provided us with the knowledge to make an informed decision.
Roger Billings
Latest News
Ways to Use a Reverse Mortgage
December 1, 2020
The Real Estate Market During COVID-19
June 11, 2020
Mortgage and Income Relief Strategies during the COVID-19 Crisis
March 18, 2020
Good Time for a Financial Exercise Plan
December 30, 2019
Lenders
Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.
Keep up to date with the latest mortgage news
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.