Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin was so helpful and very knowledgeable. She helped me when everyone else told me ” You can’t do it that way/there’s no way around it etc.”, yet she found a way!
She made what was a very stressful experience, turned it around and made the process very simple for me. She was very patient and answered all my questions, and never gave up. Communication was very good even at times when she was away, she made sure to keep me up to date with all proceedings.
Would highly recommend!
Michael Vuong
I would recommend Kristin anytime. She went above and beyond to make my dream of owning property come true. Even after one bank pulled out of the deal in the last week she found another lender with a better interest rate. Thank you again Kristin.
Mike Taylor
Kristin is available to answer all my mortgage questions even the ones I think probably sound silly. She takes the time to walk clients through the whole mortgage process. Kristin is extremely accessible, is genuinely enthusiastic about her profession and is more than willing to go that extra mile in helping people obtain a mortgage. Take advantage of her wealth of information. She rocks!!
Lynne K.
Thanks for all your help with finding us the great new mortgage & LOC. Bettina and I just finished signing all the paperwork with the lawyer today and will be moving in after the weekend. We just wanted to say that even though we are friends you conducted yourself very professionally and made everything painless. We’ve never used a mortgage broker before but will call you first the next time we need a new mortgage. And we’ll definitely recommend you to others. Thanks! Take it easy,
Justin & Bettina
Kristin made the process easy. She was super helpful and friendly and best of all she saved us lots of money!
Deanna Livesey
Our calculators will allow you to explore your Mortgage options.
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