Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Hi Kristin, I watched the video that you presented on the Intranet and read the material about private lending and underwriting commercial mortgages, and I find it’s very helpful and it’s great to have someone who has rich knowledge like you do in the company to help or to guide other mortgage brokers along the way. Thank you!
Kim The Nguyen, Mortgage Agent
Search No More!! You have found the Best in the Business!!!
This was our second time having the pleasure of working with Kristin. She is always there to answer any question we had and she’s super knowledgeable and has great ideas and finds the best rates for you. And above all she’s an amazing person!!!!
Do yourself a favour and go with Kristin. You will be extremely satisfied. The best decision you’ll ever make!!!!
Thank you so much Kristin for always being there for us and getting us this townhouse!! WoooooHoooooo!!!!
David Beres
Kristin provided timely, friendly and superior service to my wife and I. Her experience in the marketplace provided us with the knowledge to make an informed decision.
Roger Billings
After spending some time going to banks to try and find a deal on mortgages, I shifted gears and decided to go with a mortgage broker. After some more research I landed on Kristin, and I’m pleased to say that it was a great decision.
Kristin is friendly, very helpful in answering any questions I had, and helped find the mortgage with all the terms I was looking for. Once the lender was chosen, she went over all the details of the mortgage and answered any additional questions I had there.
Derek Rachul
When our mortgage was up for renewal, I immediately went to Kristin for advice. She was incredibly knowledgable, efficient, patient with my questions, and provided the information we needed and more. I can’t tell you how many times I’ve heard Kristin say “I love my job”. It shows. She goes the extra mile and does it with a smile.
Cheryl K.
Our calculators will allow you to explore your Mortgage options.
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Videos
DLC - Self Employed Mortgage Solution
DLC - Tips for Paying Your Mortgage Faster
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres- Why use a Mortgage Professional?
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