The Real Deal about Transfers and Switches.
February 3, 2023
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
5.80%
Current prime rate is
6.70%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 6.59%
- $675.29
- 5.99%
- $639.21
- $36.08
-
- 1 Year
- 6.09%
- $645.17
- 5.99%
- $639.21
- $5.95
-
- 2 Years
- 5.79%
- $627.38
- 5.74%
- $624.43
- $2.94
-
- 3 Years
- 5.79%
- $627.38
- 4.99%
- $581.04
- $46.34
-
- 4 Years
- 6.09%
- $645.17
- 5.24%
- $595.34
- $49.82
-
- 5 Years
- 6.34%
- $660.15
- 4.64%
- $561.28
- $98.87
-
- 7 Years
- 6.60%
- $675.90
- 5.84%
- $630.33
- $45.57
-
- 10 Years
- 6.85%
- $691.18
- 5.99%
- $639.21
- $51.97
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin has been stellar as my mortgage broker during this trying year. She was patient, professional and had my back the entire time. She also understood all the anxieties with separation and refinancing. Her communication was 10/10. I never felt like I was left hanging. I would definitely recommend her to anyone and will be dealing with her again if needed.
S. Jung
Kristin provided amazing service and is definitely a leader in her field. She got me a great rate and was able to make the process of buying a home as smooth as possible. She is extremely knowledgeable and I would not hesitate to utilize her services in the coming years!
Chris Foreman
Kristin was extremely helpful and knowledgeable when we were looking for our mortgage. She was really quick to reply to my questions and was always friendly and helpful without being pushy. Very highly recommended.
Trisha Chilton
As first time homebuyers we felt so much stress going into this next endeavor of our lives. In searching the Dominion Lending Centre website, I came across Kristin’s profile. Her profile somehow caught my attention – I had a good feeling… and I was right! Her knowledge about the industry blew us away! She was so easy to talk to, and her continuous positive attitude confirmed to us that we had made the right choice. After speaking with Kristin to get the ball rolling, the weight was immediately lifted off of our shoulders. She helped us explore our options, found us the best rate, she kept us informed and was readily available whenever we had questions. We were even more so thankful when she contacted us one week before the closing date, and notified us about an even lower rate! As we both sit here on our couch, in our new living room… and now that all is said and done, we look back and think – we could have never done this with so much ease without the help and knowledge of Kristin. We are ever so grateful for her help! Thank you so much Kristin you are the greatest mortgage broker ever! We look forward to using your services again on our next purchase!!
Tracy and Dave
We had Kristin Woolard as our mortgage broker twice. We have found her to be very knowledgeable, attentive, and friendly. Her approach was professional yet warm and caring. She answered all our questions clearly and patiently. She never dismissed our concerns, instead she found a way to take care of the issue, and put our minds at ease. We have been very happy with Kristin’s work, and we will not hesitate to recommend her to anyone who is looking for a great mortage broker.
Mary Gordon
Our calculators will allow you to explore your Mortgage options.
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