Converting Your Basement to an Income Suite.
September 11, 2023
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 6.15%
- $648.75
- 5.29%
- $598.22
- $50.53
-
- 2 Years
- 5.44%
- $606.90
- 4.69%
- $564.08
- $42.82
-
- 3 Years
- 4.62%
- $560.16
- 4.09%
- $530.91
- $29.25
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
-
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
I appreciate the time and effort put in by Kristin. If I had to do the research, it would have involved a lot of time checking out various financial institutions plus phone calls perhaps appointments and many email messages. I saved myself a lot of stress and anxiety so thanks Kristin for all your help. Sincerely,
Lois F.
I am bursting with gratitude for Kristin Woolard! What a dream it was to work with her! Most definitely an expert in her field, she is also extremely patient and kind and ALWAYS available when needed.
Our journey began 2.5 years ago when, as a self-employed individual most lenders didn’t want to touch me. I have to admit, with limited history as a business owner and less than optimum record keeping skills, my financial picture did somewhat resemble a lump of coal at that time.
Against all odds, Kristin managed to secure a lender for me!
When the deal collapsed (for matters not related to financing), I felt terrible knowing that she had done so much work, yet was not paid for her time at all. Kristin insisted that I not feel bad, but rather, follow her suggestions so that when the time was right, I could achieve a better rate and not require a co-signer.
Fast forward to today… I just signed the papers for the mortgage on my first home – a property FAR MORE valuable (as in more than $100K!) than what I was originally going to purchase – WITHOUT a co-signer and with a FANTASTIC mortgage rate!
Kristin not only worked tirelessly with me to turn my financial picture from a lump of coal into a shiny diamond but was also there every step of the way through all of the unexpected hurdles that came up regardless of the day or time.
When I shared my rate with my realtor, his jaw dropped and he said “Wow – that’s incredible – you must have an amazing mortgage broker!” I COULD NOT AGREE MORE! Thank you Kristin!
Angelina Robinson
Kristin was absolutely wonderful to work with. I am a first time home buyer and Kristin went above and beyond to help me with this completely unfamiliar process. I would recommend her to anyone! Thank you so much Kristin!
Ruby Phung
My husband and I have really enjoyed working with Kristin for our mortgage. She is professional, prompt and easy to work with.
We highly recommend her!
S. Glynianyi
You are hard working, fast, always available to talk. Diligent, kind and caring. You are a life saver and I thank you from the bottom of my heart!
L. Barton
Our calculators will allow you to explore your Mortgage options.
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