Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.54%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.54%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 4.54%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 4.54%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin is available to answer all my mortgage questions, even the ones I think probably sound silly. She takes the time to walk clients through the whole mortgage process.
Kristin is extremely accessible, is genuinely enthusiastic about her profession and is more than willing to go that extra mile in helping people obtain a mortgage.
Take advantage of her wealth of information. She rocks!!
L. Konstandien
Kristin was absolutely amazing to work with!! From the first email I sent to inquire about what we needed, she responded immediately!!! From then on would keep us in the loop! She actually met me at her office on a Sunday afternoon to talk about our situation. Amazing!! Would recommend her to anyone!! Thanks so much Kristin!!! 🙂
Anita Palmieri
With only 16 days to finalize a mortgage, Kristin really had to work for me. Of course, I wanted the best rate, an easy payment structure, tax payments included with as little grief (read work) to me as possible and, as I said earlier, it had to be fast. During our first conversation, Kristin detailed what she would need from me, employment records, previous mortgage payout amounts, house details, lawyer or notary information, and so on. I quickly went to work getting Kristin what she needed – the thing I appreciated the most is that this was all done via email attachments and faxes. No time off work to meet, no leaving my office. When all was said and done, with Kristin preparing her end in advance, the deal closed with 4 days to spare.
Thanks Kristin for making a typically stressful process stress free. I will definitely recommend your services to my friends and co-workers.
J. Auclair
Search No More!! You have found the Best in the Business!!!
This was our second time having the pleasure of working with Kristin. She is always there to answer any question we had and she’s super knowledgeable and has great ideas and finds the best rates for you. And above all she’s an amazing person!!!!
Do yourself a favour and go with Kristin. You will be extremely satisfied. The best decision you’ll ever make!!!!
Thank you so much Kristin for always being there for us and getting us this townhouse!! WoooooHoooooo!!!!
David Beres
The value of a mortgage broker is that they do the shopping for you. Rather than offering one rate, which is what a financial institution does, a mortgage broker looks at several lenders choosing the one that is right for you.
Kristin is an excellent mortgage broker. She is keen, bright, caring and will help you carry through the overwhelming task of purchasing a house, especially if it’s your first home. I strongly recommend her.
Rosa Pinto
Our calculators will allow you to explore your Mortgage options.
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