Converting Your Basement to an Income Suite.
September 11, 2023
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin is amazing… so helpful and knowledgeable! She will go above and beyond for the needs of her clients. I would recommend Kristin to anyone I know for their mortgage needs.
Michelle R.
Hi Kristin, I watched the video that you presented on the Intranet and read the material about private lending and underwriting commercial mortgages, and I find it’s very helpful and it’s great to have someone who has rich knowledge like you do in the company to help or to guide other mortgage brokers along the way. Thank you!
Kim The Nguyen, Mortgage Agent
No one should have to deal with the irritating headache of getting/renewing a mortgage if he or she can get someone else do it, especially someone who doesn’t charge you for doing all that work! And that person is Kristin! She made the process pain-free, she explained everything very well, she laid out the pros and cons clearly, and there was no pressure from her to go one way or another (eg: fixed or variable; one bank or another). Calling her helpful would be an understatement. She was always available to answer any questions I had. I didn’t have to worry about anything knowing that everything was in Kristin’s capable hands, and I got a great, low rate that was not advertised by the banks. HIGHLY RECOMMENDED.
Herman C.
It was a pleasure to meet Kristin because I knew straight away she had our best interests at heart. It is a stressful time buying a house and all the many transactions and contracts that are part of that process. Kristin was always on top of keeping us updated and never once did we feel like we were bothering her with our concerns. Kristin’s reviews say it all!! We would highly recommend getting in touch with Kristin for your mortgage needs. Thanks Kristin 😃
Kay McWhinney
The service and knowledge we received from Kristin was first class. We already have pre-approvals from a couple banks, but we were unhappy with their service as they often took upwards of a week or two to get anything done, so we decided to try a broker. I gave Kristin a call right before the weekend and she had us set up for an in-person meeting the first morning after the weekend to familiarize herself with our case (down payment, what/where we were looking, etc). She did some back-of-the-envelope math to give us a ballpark estimate right away. 24 hours later we had our official pre-approval amount (which was also higher than what our bank offered us) and 48 hours after that we had offers from four different lenders.
As first-time homebuyers, Kristin guided us through the experience seamlessly, answering any questions we had along the way promptly and effectively. I cannot recommend her enough. If you’re unsure about choosing a mortgage broker, give Kristin a call.
Cody Hart
Our calculators will allow you to explore your Mortgage options.
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DLC - Self Employed Mortgage Solution
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DLC - Getting pre-approved
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DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres- Why use a Mortgage Professional?
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