Canadians are Feeling the Pinch
November 8, 2022
Previous
Next
I want to see rates
Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.90%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 6.59%
- $675.29
- 5.99%
- $639.21
- $36.08
-
- 1 Year
- 6.09%
- $645.17
- 5.69%
- $621.50
- $23.67
-
- 2 Years
- 5.79%
- $627.38
- 5.69%
- $621.50
- $5.88
-
- 3 Years
- 5.79%
- $627.38
- 5.54%
- $612.72
- $14.66
-
- 4 Years
- 6.09%
- $645.17
- 5.54%
- $612.72
- $32.44
-
- 5 Years
- 6.34%
- $660.15
- 5.09%
- $586.74
- $73.42
-
- 7 Years
- 6.60%
- $675.90
- 5.84%
- $630.33
- $45.57
-
- 10 Years
- 6.85%
- $691.18
- 5.99%
- $639.21
- $51.97
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin ensures that her clients are fully informed of all their options with regards to a mortgage. She will explain all the important aspects of a mortgage as well as interest rates in order to find the best possible match for each client`s individual circumstances.
Anyone working with Kristin is going to be well looked after and can be sure that she will look after their long term interests.
Peter Temple
Great experience! Would recommend Kristin to anyone looking to either refinancing or getting a new mortgage. Always accessible by phone or email and exceptionally knowledgeable. Couldn’t be happier with the service received!!!
Dava Bishop
No one should have to deal with the irritating headache of getting/renewing a mortgage if he or she can get someone else do it, especially someone who doesn’t charge you for doing all that work! And that person is Kristin! She made the process pain-free, she explained everything very well, she laid out the pros and cons clearly, and there was no pressure from her to go one way or another (eg: fixed or variable; one bank or another). Calling her helpful would be an understatement. She was always available to answer any questions I had. I didn’t have to worry about anything knowing that everything was in Kristin’s capable hands, and I got a great, low rate that was not advertised by the banks. HIGHLY RECOMMENDED.
Herman C.
I would recommend Kristin anytime. She went above and beyond to make my dream of owning property come true. Even after one bank pulled out of the deal in the last week she found another lender with a better interest rate. Thank you again Kristin.
Mike Taylor
Kristin was a dream to work with. She went above and beyond, at all hours to assist in my mortgage search, and with some unexpected challenges. She quickly demonstrated her extensive knowledge of the business and gave me full confidence that she was a true professional. The fact that she is incredibly nice as well is just a great bonus! I wish her the best and would never hesitate in recommending her. I will be happy to use her services again when the time comes!
Laurie Soul
Our calculators will allow you to explore your Mortgage options.
I'm Interested!Latest News
A Canadian Inflation Update
August 19, 2022
DLCs Chief Economist, Dr. Sherry Cooper, had this response to Tiff Macklem’s recent Op-Ed
August 18, 2022
Will I qualify at my mortgage maturity?
August 13, 2022
Rental Income in Mortgage Qualification
July 20, 2022
Lenders
Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.
Videos
DLC - Self Employed Mortgage Solution
DLC - Tips for Paying Your Mortgage Faster
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres - Our Agents Can Help!
Dominion Lending Centres- How to chose the best Mortgage Term
Dominion Lending Centres- Why use a Mortgage Professional?
Keep up to date with the latest mortgage news
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.
Making homeowner dreams come true
We're here to help you with home purchases, mortgage renewals, refinancing and more.
Thanks for contacting us! We will get in touch with you shortly.