Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Great experience! Would recommend Kristin to anyone looking to either refinancing or getting a new mortgage. Always accessible by phone or email and exceptionally knowledgeable. Couldn’t be happier with the service received!!!
Dava Bishop
Kristin is amazing. I would highly recommend her to anyone seeking a mortgage. I contacted Kristin after reading other reviews of her great service and I was not disappointed. She does all the leg work for you and finds you the best rates and best terms. Most of the communication can be done via email and the occasional phone call if necessary. No trying to find time to fit in a meeting not even to sign papers. It was all done by email.
Kristin is extremely knowledgeable in her field of expertise and was very prompt in responding to any questions, even outside of normal business hours via email and no question was too stupid to answer. She always had time to make sure we understood our options. She is very friendly and has a great sense of humour which makes you feel totally at ease with all the banking, mortgage, legal lingo.
I am not big on writing reviews. But, in this case I had to let everyone know how amazing Kristin was in obtaining a home equity loan for us and will be working with us to get a mortgage for a new home soon. Just give her a call I can guarantee you won’t be disappointed.
C. Harris
We want to thank you for all your help in getting us a mortgage and, essentially, our home. You make the process so easy and it is an extreme pleasure to personally deal with you. It still astounds me that we’ve never actually met and could do all this through email and phone calls. We fell like we’ve known you for years. You can be assured if anyone is ever looking for help in this area, we will send them your way. Again, thank you very much. Take care,
B. and S. Tempel
Kristin is an amazing mortgage broker. I would recommend her to anyone in a heartbeat. She is very knowledgeable and professional, plus the fact that she takes extreme care and attention to detail. Loved her and have used her for numerous places and will continue to do so.
K. Kehler
No one should have to deal with the irritating headache of getting/renewing a mortgage if he or she can get someone else do it, especially someone who doesn’t charge you for doing all that work! And that person is Kristin! She made the process pain-free, she explained everything very well, she laid out the pros and cons clearly, and there was no pressure from her to go one way or another (eg: fixed or variable; one bank or another). Calling her helpful would be an understatement. She was always available to answer any questions I had. I didn’t have to worry about anything knowing that everything was in Kristin’s capable hands, and I got a great, low rate that was not advertised by the banks. HIGHLY RECOMMENDED.
Herman C.
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