Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin was absolutely amazing to work with!! From the first email I sent to inquire about what we needed, she responded immediately!!! From then on would keep us in the loop! She actually met me at her office on a Sunday afternoon to talk about our situation. Amazing!! Would recommend her to anyone!! Thanks so much Kristin!!! 🙂
Anita Palmieri
Kristin recently helped me get back into the market after a few challenging post-divorce years. As a self employed Realtor, the supporting paperwork was flying fast & furious to get it done. Kristin sorted through it all & helped it make sense to the lender & kept me calm during the process. Even though it was a small transaction, I felt like an important client. I recommend Kristin at every opportunity I get, and now having personal first hand experience, I would only recommend her more highly. 🙂
Angela Reeves
Professional and courteous. Kristin does her job very well. Very attentive, always follows up in a timely manner. Thank you Kristin!
A. Lin
Amanda Lin
My husband and I have really enjoyed working with Kristin for our mortgage. She is professional, prompt and easy to work with.
We highly recommend her!
S. Glynianyi
Kristin is available to answer all my mortgage questions even the ones I think probably sound silly. She takes the time to walk clients through the whole mortgage process. Kristin is extremely accessible, is genuinely enthusiastic about her profession and is more than willing to go that extra mile in helping people obtain a mortgage. Take advantage of her wealth of information. She rocks!!
Lynne K.
Our calculators will allow you to explore your Mortgage options.
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