Kristin just helped us out in refinancing our mortgage and getting the best rate for us.  We are very pleased with the support we got from her.  My wife and I didn’t have to go through any hassle and provided all the documents via Email.  The best thing we liked about working with Kristin is her ability to keep u informed and make this tiring mortgage financing process as seamless as possible.  She is very detail-oriented and explores the best option that matches your needs.  At the end of the day it was a win-win situation for us.  Thank you Kristin Woolard for all your help and hard work.

Aman and Fia

I am bursting with gratitude for Kristin Woolard!  What a dream it was to work with her!  Most definitely an expert in her field, she is also extremely patient and kind and ALWAYS available when needed.

Our journey began 2.5 years ago when, as a self-employed individual most lenders didn’t want to touch me.  I have to admit, with limited history as a business owner and less than optimum record keeping skills, my financial picture did somewhat resemble a lump of coal at that time.

Against all odds, Kristin managed to secure a lender for me!
When the deal collapsed (for matters not related to financing), I felt terrible knowing that she had done so much work, yet was not paid for her time at all.  Kristin insisted that I not feel bad, but rather, follow her suggestions so that when the time was right, I could achieve a better rate and not require a co-signer.

Fast forward to today… I just signed the papers for the mortgage on my first home – a property FAR MORE valuable (as in more than $100K!) than what I was originally going to purchase – WITHOUT a co-signer and with a FANTASTIC mortgage rate!

Kristin not only worked tirelessly with me to turn my financial picture from a lump of coal into a shiny diamond but was also there every step of the way through all of the unexpected hurdles that came up regardless of the day or time.

When I shared my rate with my realtor, his jaw dropped and he said “Wow – that’s incredible – you must have an amazing mortgage broker!”  I COULD NOT AGREE MORE!  Thank you Kristin!

Angelina Robinson

One of the best customer service experiences I have had in any industry for a long time.  Kristin was right there when we needed her to be and was instrumental in helping us to win a heavily contested bidding process for our property.  Should you you pondering your decision to go with Kristin and DLC – look no further – you have found the right broker to help you get your mortgage – oh – and she got me the lowest rate out there – so she saved us some money as well.

Michael Loveless

Kristin is a dream come true.  There is none of the usual stress when dealing with a broker.  She is there for you 100% to make sure that that everything goes well.  I could not recommend her more highly to help people in all kinds of situations, easy or difficult, with their brokerage needs.

Guru Dev Kaur Khalsa

No one should have to deal with the irritating headache of getting/renewing a mortgage if he or she can get someone else do it, especially someone who doesn’t charge you for doing all that work!  And that person is Kristin!  She made the process pain-free, she explained everything very well, she laid out the pros and cons clearly, and there was no pressure from her to go one way or another (eg: fixed or variable; one bank or another).  Calling her helpful would be an understatement.  She was always available to answer any questions I had.  I didn’t have to worry about anything knowing that everything was in Kristin’s capable hands, and I got a great, low rate that was not advertised by the banks.  HIGHLY RECOMMENDED.

Herman C.