Converting Your Basement to an Income Suite.
September 11, 2023
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 5.09%
- $586.74
- $62.01
-
- 2 Years
- 5.44%
- $606.90
- 4.54%
- $555.70
- $51.20
-
- 3 Years
- 4.62%
- $560.16
- 4.24%
- $539.11
- $21.05
-
- 4 Years
- 6.01%
- $640.40
- 4.34%
- $544.61
- $95.79
-
- 5 Years
- 4.56%
- $556.81
- 4.24%
- $539.11
- $17.70
-
- 7 Years
- 6.41%
- $664.38
- 5.19%
- $592.47
- $71.91
-
- 10 Years
- 6.81%
- $688.72
- 5.29%
- $598.22
- $90.50
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
We want to thank you for all your help in getting us a mortgage and, essentially, our home. You make the process so easy and it is an extreme pleasure to personally deal with you. It still astounds me that we’ve never actually met and could do all this through email and phone calls. We fell like we’ve known you for years. You can be assured if anyone is ever looking for help in this area, we will send them your way. Again, thank you very much. Take care,
B. and S. Tempel
With only 16 days to finalize a mortgage, Kristin really had to work for me. Of course, I wanted the best rate, an easy payment structure, tax payments included with as little grief (read work) to me as possible and, as I said earlier, it had to be fast. During our first conversation, Kristin detailed what she would need from me, employment records, previous mortgage payout amounts, house details, lawyer or notary information, and so on. I quickly went to work getting Kristin what she needed – the thing I appreciated the most is that this was all done via email attachments and faxes. No time off work to meet, no leaving my office. When all was said and done, with Kristin preparing her end in advance, the deal closed with 4 days to spare.
Thanks Kristin for making a typically stressful process stress free. I will definitely recommend your services to my friends and co-workers.
J. Auclair
Kristin made the process easy. She was super helpful and friendly and best of all she saved us lots of money!
Deanna Livesey
Hi Kristin, I watched the video that you presented on the Intranet and read the material about private lending and underwriting commercial mortgages, and I find it’s very helpful and it’s great to have someone who has rich knowledge like you do in the company to help or to guide other mortgage brokers along the way. Thank you!
Kim The Nguyen, Mortgage Agent
You are hard working, fast, always available to talk. Diligent, kind and caring. You are a life saver and I thank you from the bottom of my heart!
L. Barton
Our calculators will allow you to explore your Mortgage options.
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Videos
DLC - Self Employed Mortgage Solution
DLC - Tips for Paying Your Mortgage Faster
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
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DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres- Why use a Mortgage Professional?
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