Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin is brilliant at what she does! She is very professional and provides excellent customer service. She is a quick responder and was always available when we needed her. We are very fortunate to have found a mortgage broker like Kristin.
John Lok
Kristin is awesome.
I was in a real bind and needed financing and fast. Due to my disastrous past three years I could not secure a mortgage through the standard methods. My future looked very bleak, before meeting Kristin that is.
Kristin Woolard not only found me financing, but also found me many options to choose from. This allowed me to select what worked best for me and also saved me a lot of money.
Kristin kept me informed constantly with progress reports, and clearly answered any questions I had. She made the whole process happen quickly and smoothly.
Kristin is not only an excellent broker but also a great person, kind, caring, and knowledgeable. She is very positive, professional and has a strong drive to get the task done. Kristin is the best.
Thank you Kristin.
Domenic
Kristin is a dream come true. There is none of the usual stress when dealing with a broker. She is there for you 100% to make sure that that everything goes well. I could not recommend her more highly to help people in all kinds of situations, easy or difficult, with their brokerage needs.
Guru Dev Kaur Khalsa
Kristin is very responsive and is great at explain the key aspects of the lending process, a very positive experience overall.
D. Hawkins
The value of a mortgage broker is that they do the shopping for you. Rather than offering one rate, which is what a financial institution does, a mortgage broker looks at several lenders choosing the one that is right for you.
Kristin is an excellent mortgage broker. She is keen, bright, caring and will help you carry through the overwhelming task of purchasing a house, especially if it’s your first home. I strongly recommend her.
Rosa Pinto
Our calculators will allow you to explore your Mortgage options.
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