Buying a Pre-Sale Home
February 26, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.




You are hard working, fast, always available to talk. Diligent, kind and caring. You are a life saver and I thank you from the bottom of my heart!
L. Barton
Kristin is amazing. I would highly recommend her to anyone seeking a mortgage. I contacted Kristin after reading other reviews of her great service and I was not disappointed. She does all the leg work for you and finds you the best rates and best terms. Most of the communication can be done via email and the occasional phone call if necessary. No trying to find time to fit in a meeting not even to sign papers. It was all done by email.
Kristin is extremely knowledgeable in her field of expertise and was very prompt in responding to any questions, even outside of normal business hours via email and no question was too stupid to answer. She always had time to make sure we understood our options. She is very friendly and has a great sense of humour which makes you feel totally at ease with all the banking, mortgage, legal lingo.
I am not big on writing reviews. But, in this case I had to let everyone know how amazing Kristin was in obtaining a home equity loan for us and will be working with us to get a mortgage for a new home soon. Just give her a call I can guarantee you won’t be disappointed.
C. Harris
We selected Kristin to be our mortgage broker based on all the five star online reviews. She helped us with our second mortgage application. Kristin was very knowledgeable and had the best professional advice for us. She went above and beyond the call of duty to ensure we got the absolute best rates and services, she negotiated the rates to our satisfaction. She made herself available throughout the whole process – even when she was on vacation, she always answered all our questions and was very thorough. We would highly recommend Kristin as one of the most experienced mortgage brokers. Thanks Kristin for all your help and hard work.
Georgeta Navodarszky
Kristin is an amazing mortgage broker, going above and beyond for her clients. She always responds quickly and was able to resolve any issues that arose efficiently. I was able to qualify for a mortgage even higher than I expected, even in difficult circumstances because Kristin explored every possible option and found the perfect fit for my situation. She was very understanding and compassionate and I can’t thank her enough for what she has done and can recommend her to everyone who needs a swift and competent broker. She truly is a miracle worker!
Tracy Tepper
Kristin is available to answer all my mortgage questions, even the ones I think probably sound silly. She takes the time to walk clients through the whole mortgage process.
Kristin is extremely accessible, is genuinely enthusiastic about her profession and is more than willing to go that extra mile in helping people obtain a mortgage.
Take advantage of her wealth of information. She rocks!!
L. Konstandien
February 26, 2026
February 26, 2026
September 11, 2023
August 26, 2023
August 5, 2023
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