Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin gave me excellent service & always got back very quickly.
She did her homework and searched out the best rates.
She guided me through the process, as I had no idea of the amount of information required…. she knows her stuff!!! Everything went through very smoothly, I highly recommend Kristin to look after your mortgage questions.
Barb Bell
Kristin was so helpful and very knowledgeable. She helped me when everyone else told me ” You can’t do it that way/there’s no way around it etc.”, yet she found a way!
She made what was a very stressful experience, turned it around and made the process very simple for me. She was very patient and answered all my questions, and never gave up. Communication was very good even at times when she was away, she made sure to keep me up to date with all proceedings.
Would highly recommend!
Michael Vuong
No one should have to deal with the irritating headache of getting/renewing a mortgage if he or she can get someone else do it, especially someone who doesn’t charge you for doing all that work! And that person is Kristin! She made the process pain-free, she explained everything very well, she laid out the pros and cons clearly, and there was no pressure from her to go one way or another (eg: fixed or variable; one bank or another). Calling her helpful would be an understatement. She was always available to answer any questions I had. I didn’t have to worry about anything knowing that everything was in Kristin’s capable hands, and I got a great, low rate that was not advertised by the banks. HIGHLY RECOMMENDED.
Herman C.
Kristin is an amazing mortgage broker, going above and beyond for her clients. She always responds quickly and was able to resolve any issues that arose efficiently. I was able to qualify for a mortgage even higher than I expected, even in difficult circumstances because Kristin explored every possible option and found the perfect fit for my situation. She was very understanding and compassionate and I can’t thank her enough for what she has done and can recommend her to everyone who needs a swift and competent broker. She truly is a miracle worker!
Tracy Tepper
Thanks for all your help with finding us the great new mortgage & LOC. Bettina and I just finished signing all the paperwork with the lawyer today and will be moving in after the weekend. We just wanted to say that even though we are friends you conducted yourself very professionally and made everything painless. We’ve never used a mortgage broker before but will call you first the next time we need a new mortgage. And we’ll definitely recommend you to others. Thanks! Take it easy,
Justin & Bettina
Our calculators will allow you to explore your Mortgage options.
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