Guarantor vs. Co-Applicant
April 21, 2021
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.35%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
-
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
-
- 3 Years
- 3.49%
- $498.74
- 1.69%
- $408.64
- $90.10
-
- 4 Years
- 3.74%
- $512.02
- 2.09%
- $427.81
- $84.21
-
- 5 Years
- 4.59%
- $558.49
- 2.24%
- $435.12
- $123.37
-
- 7 Years
- 5.35%
- $601.69
- 2.94%
- $470.17
- $131.52
-
- 10 Years
- 5.60%
- $616.23
- 3.30%
- $488.77
- $127.45
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowIn the spirit of giving back, I am pleased to announce the launch of the Dominion Lending Centres First Responder Mortgage Program.
There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC National Ltd.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard is one of the first agents to join DLC which is Canada's largest brokerage and her Franchise DLC National Ltd is on of the largest in the nation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin is brilliant at what she does! She is very professional and provides excellent customer service. She is a quick responder and was always available when we needed her. We are very fortunate to have found a mortgage broker like Kristin.
John Lok
My husband and I have really enjoyed working with Kristin for our mortgage. She is professional, prompt and easy to work with. We highly recommend her!
S. Glynianyi
Kristin recently helped me get back into the market after a few challenging post-divorce years. As a self employed Realtor, the supporting paperwork was flying fast & furious to get it done. Kristin sorted through it all & helped it make sense to the lender & kept me calm during the process. Even though it was a small transaction, I felt like an important client. I recommend Kristin at every opportunity I get, and now having personal first hand experience, I would only recommend her more highly. 🙂
Angela Reeves
Kristin is an amazing mortgage broker, going above and beyond for her clients. She always responds quickly and was able to resolve any issues that arose efficiently. I was able to qualify for a mortgage even higher than I expected, even in difficult circumstances because Kristin explored every possible option and found the perfect fit for my situation. She was very understanding and compassionate and I can’t thank her enough for what she has done and can recommend her to everyone who needs a swift and competent broker. She truly is a miracle worker!
Tracy Tepper
Worked fast to get my family into a home! Great experience working with Kristin, HIGHLY recommended.
Beth MacPhee
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