Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
The service and knowledge we received from Kristin was first class. We already have pre-approvals from a couple banks, but we were unhappy with their service as they often took upwards of a week or two to get anything done, so we decided to try a broker. I gave Kristin a call right before the weekend and she had us set up for an in-person meeting the first morning after the weekend to familiarize herself with our case (down payment, what/where we were looking, etc). She did some back-of-the-envelope math to give us a ballpark estimate right away. 24 hours later we had our official pre-approval amount (which was also higher than what our bank offered us) and 48 hours after that we had offers from four different lenders.
As first-time homebuyers, Kristin guided us through the experience seamlessly, answering any questions we had along the way promptly and effectively. I cannot recommend her enough. If you’re unsure about choosing a mortgage broker, give Kristin a call.
Cody Hart
Kristin is available to answer all my mortgage questions, even the ones I think probably sound silly. She takes the time to walk clients through the whole mortgage process.
Kristin is extremely accessible, is genuinely enthusiastic about her profession and is more than willing to go that extra mile in helping people obtain a mortgage.
Take advantage of her wealth of information. She rocks!!
L. Konstandien
Kristin made the process easy. She was super helpful and friendly and best of all she saved us lots of money!
Deanna Livesey
Kristin is amazing. I would highly recommend her to anyone seeking a mortgage. I contacted Kristin after reading other reviews of her great service and I was not disappointed. She does all the leg work for you and finds you the best rates and best terms. Most of the communication can be done via email and the occasional phone call if necessary. No trying to find time to fit in a meeting not even to sign papers. It was all done by email.
Kristin is extremely knowledgeable in her field of expertise and was very prompt in responding to any questions, even outside of normal business hours via email and no question was too stupid to answer. She always had time to make sure we understood our options. She is very friendly and has a great sense of humour which makes you feel totally at ease with all the banking, mortgage, legal lingo.
I am not big on writing reviews. But, in this case I had to let everyone know how amazing Kristin was in obtaining a home equity loan for us and will be working with us to get a mortgage for a new home soon. Just give her a call I can guarantee you won’t be disappointed.
C. Harris
I wouldn’t hesitate to recommend Kristin, for any info or work in this area, as she knows her stuff to the tee, is extremely easy to work with, as she listens to what it is you want and then delivers. Great work.
Leigh Morrison
Our calculators will allow you to explore your Mortgage options.
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