Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
It was a pleasure to meet Kristin because I knew straight away she had our best interests at heart. It is a stressful time buying a house and all the many transactions and contracts that are part of that process. Kristin was always on top of keeping us updated and never once did we feel like we were bothering her with our concerns. Kristin’s reviews say it all!! We would highly recommend getting in touch with Kristin for your mortgage needs. Thanks Kristin 😃
Kay McWhinney
Kristin is helpful, knowledgeable, and definitely on top of everything in the fast-paced world of mortgages, rates and bank regs. And she’s the most effective communicator I’ve ever come across, keeping us informed every step of the way as our application proceeded. I can’t recommend her highly enough!
Linda Baker
No one should have to deal with the irritating headache of getting/renewing a mortgage if he or she can get someone else do it, especially someone who doesn’t charge you for doing all that work! And that person is Kristin! She made the process pain-free, she explained everything very well, she laid out the pros and cons clearly, and there was no pressure from her to go one way or another (eg: fixed or variable; one bank or another). Calling her helpful would be an understatement. She was always available to answer any questions I had. I didn’t have to worry about anything knowing that everything was in Kristin’s capable hands, and I got a great, low rate that was not advertised by the banks. HIGHLY RECOMMENDED.
Herman C.
Worked fast to get my family into a home! Great experience working with Kristin, HIGHLY recommended.
Beth MacPhee
Thanks for the excellent service, would recommend to friends and family. Kristin gave us an outstanding rate and it always available to chat about questions or concerns!
PGA Plumbing
Our calculators will allow you to explore your Mortgage options.
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Dominion Lending Centres- Why use a Mortgage Professional?
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