Guarantor vs. Co-Applicant
April 21, 2021
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.45%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
-
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
-
- 3 Years
- 3.49%
- $498.74
- 1.54%
- $401.59
- $97.16
-
- 4 Years
- 3.74%
- $512.02
- 1.84%
- $415.77
- $96.25
-
- 5 Years
- 4.59%
- $558.49
- 2.09%
- $427.81
- $130.68
-
- 7 Years
- 5.35%
- $601.69
- 2.84%
- $465.07
- $136.61
-
- 10 Years
- 5.60%
- $616.23
- 3.24%
- $485.65
- $130.58
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowIn the spirit of giving back, I am pleased to announce the launch of the Dominion Lending Centres First Responder Mortgage Program.
There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC National Ltd.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard is one of the first agents to join DLC which is Canada's largest brokerage and her Franchise DLC National Ltd is on of the largest in the nation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin ensures that her clients are fully informed of all their options with regards to a mortgage. She will explain all the important aspects of a mortgage as well as interest rates in order to find the best possible match for each client`s individual circumstances.
Anyone working with Kristin is going to be well looked after and can be sure that she will look after their long term interests.
Peter Temple
Search No More!! You have found the Best in the Business!!!
This was our second time having the pleasure of working with Kristin. She is always there to answer any question we had and she’s super knowledgeable and has great ideas and finds the best rates for you. And above all she’s an amazing person!!!!
Do yourself a favour and go with Kristin. You will be extremely satisfied. The best decision you’ll ever make!!!!
Thank you so much Kristin for always being there for us and getting us this townhouse!! WoooooHoooooo!!!!
David Beres
Kristin made the process easy. She was super helpful and friendly and best of all she saved us lots of money!
Deanna Livesey
As first time homebuyers we felt so much stress going into this next endeavor of our lives. In searching the Dominion Lending Centre website, I came across Kristin’s profile. Her profile somehow caught my attention – I had a good feeling… and I was right! Her knowledge about the industry blew us away! She was so easy to talk to, and her continuous positive attitude confirmed to us that we had made the right choice. After speaking with Kristin to get the ball rolling, the weight was immediately lifted off of our shoulders. She helped us explore our options, found us the best rate, she kept us informed and was readily available whenever we had questions. We were even more so thankful when she contacted us one week before the closing date, and notified us about an even lower rate! As we both sit here on our couch, in our new living room… and now that all is said and done, we look back and think – we could have never done this with so much ease without the help and knowledge of Kristin. We are ever so grateful for her help! Thank you so much Kristin you are the greatest mortgage broker ever! We look forward to using your services again on our next purchase!!
Tracy and Dave
Kristin is an amazing mortgage broker. I would recommend her to anyone in a heartbeat. She is very knowledgeable and professional, plus the fact that she takes extreme care and attention to detail. Loved her and have used her for numerous places and will continue to do so.
Karla K.
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