Buying a Pre-Sale Home
February 26, 2026
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.54%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.54%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 4.54%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 4.54%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin made the process easy. She was super helpful and friendly and best of all she saved us lots of money!
Deanna Livesey
Kristin is one in a million. As a confident woman, she comes across with a very positive outlook to the mortgage business. Her knowledge and patience with me ensured that I received the best advice for a new mortgage. She appears to strive to get the most out of any deal that is out there for you. What a great attitude Kristin has in this world of cynics. Keep on with all your energy and I wish you the best in your career. I would recommend you to anyone who requires mortgage assistance. Thanks for keeping in touch.
N. McLeod
Kristin was a real help; she came through when no one else could and was able to assist with other financing at a 2nd location; Got good, efficient results. I would recommend her anytime; a real pleasure to work with her.
Joe Naismith
Kristin is amazing… so helpful and knowledgeable! She will go above and beyond for the needs of her clients. I would recommend Kristin to anyone I know for their mortgage needs.
Michelle R.
Working out of town and having to buy a home on the road, I thought, was going to be a nerve racking process, until I hired Kristin as my mortgage broker. She really handled everything and made the process as smooth as I ever imagined. Always prompt replies to my many questions being a first home buyer, and always made me feel important! Highly recommended. 5-stars!
Til Ess
Our calculators will allow you to explore your Mortgage options.
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