Buying a Pre-Sale Home
February 26, 2026
Previous
Next
I want to see rates
Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply Now
There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Worked fast to get my family into a home! Great experience working with Kristin, HIGHLY recommended.
Beth MacPhee
Kristin was so helpful and very knowledgeable. She helped me when everyone else told me ” You can’t do it that way/there’s no way around it etc.”, yet she found a way!
She made what was a very stressful experience, turned it around and made the process very simple for me. She was very patient and answered all my questions, and never gave up. Communication was very good even at times when she was away, she made sure to keep me up to date with all proceedings.
Would highly recommend!
Michael Vuong
Kristin is amazing… so helpful and knowledgeable! She will go above and beyond for the needs of her clients. I would recommend Kristin to anyone I know for their mortgage needs.
Michelle R.
Kristin goes above and beyond to get what you’re looking for. She is very accommodating and informs you all the way along about what is happening and where you’re at in the process. Touches base with you to make sure you’re getting feedback. She is so great that both of my sons deal with her. Thanks again for everything you did for us to get us what we needed.
Kim Kennedy
I wouldn’t hesitate to recommend Kristin, for any info or work in this area, as she knows her stuff to the tee, is extremely easy to work with, as she listens to what it is you want and then delivers. Great work.
Leigh Morrison
Our calculators will allow you to explore your Mortgage options.
I'm Interested!Latest News
Post Bankruptcy or Consumer Proposal
February 26, 2026
Converting Your Basement to an Income Suite.
September 11, 2023
It’s Time to Crush Your Credit Card Blues.
August 26, 2023
Debt Reduction Key as Interest Rates Soar.
August 5, 2023
Lenders
Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.
Videos
DLC - Self Employed Mortgage Solution
DLC - Tips for Paying Your Mortgage Faster
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
DLC- How to Use Home Equity to Your Advantage
Dominion Lending Centres- Why use a Mortgage Professional?
Keep up to date with the latest mortgage news
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.
Making homeowner dreams come true
We're here to help you with home purchases, mortgage renewals, refinancing and more.
Thanks for contacting us! We will get in touch with you shortly.