I am bursting with gratitude for Kristin Woolard!  What a dream it was to work with her!  Most definitely an expert in her field, she is also extremely patient and kind and ALWAYS available when needed.

Our journey began 2.5 years ago when, as a self-employed individual most lenders didn’t want to touch me.  I have to admit, with limited history as a business owner and less than optimum record keeping skills, my financial picture did somewhat resemble a lump of coal at that time.

Against all odds, Kristin managed to secure a lender for me!
When the deal collapsed (for matters not related to financing), I felt terrible knowing that she had done so much work, yet was not paid for her time at all.  Kristin insisted that I not feel bad, but rather, follow her suggestions so that when the time was right, I could achieve a better rate and not require a co-signer.

Fast forward to today… I just signed the papers for the mortgage on my first home – a property FAR MORE valuable (as in more than $100K!) than what I was originally going to purchase – WITHOUT a co-signer and with a FANTASTIC mortgage rate!

Kristin not only worked tirelessly with me to turn my financial picture from a lump of coal into a shiny diamond but was also there every step of the way through all of the unexpected hurdles that came up regardless of the day or time.

When I shared my rate with my realtor, his jaw dropped and he said “Wow – that’s incredible – you must have an amazing mortgage broker!”  I COULD NOT AGREE MORE!  Thank you Kristin!

Angelina Robinson

We needed a mortgage that had flexible payment options while still getting the best possible rate and Kristin was able to find us the perfect lender for our needs. Our rate is better than just about anyone else I’ve asked and the payment flexibility is great. Kristin couldn’t be friendlier or more helpful.

M. Kwan

When our mortgage was up for renewal, I immediately went to Kristin for advice. She was incredibly knowledgable, efficient, patient with my questions, and provided the information we needed and more. I can’t tell you how many times I’ve heard Kristin say “I love my job”. It shows. She goes the extra mile and does it with a smile.

Cheryl K.

Working out of town and having to buy a home on the road, I thought, was going to be a nerve racking process, until I hired Kristin as my mortgage broker.  She really handled everything and made the process as smooth as I ever imagined.  Always prompt replies to my many questions being a first home buyer, and always made me feel important!  Highly recommended.  5-stars!

Til Ess

We needed a mortgage that had flexible payment options while still getting the best possible rate and Kristin was able to find us the perfect lender for our needs.  Our rate is better than just about anyone else I’ve asked and the payment flexibility is great.  Kristin couldn’t be friendlier or more helpful.

Michael Kwan