Converting Your Basement to an Income Suite.
September 11, 2023
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
No need to stress when you have Kristin on your team! Kristin not only gets you the best rate in town she makes sure every detail is looked after for you. My husband and I highly recommend Kristin for all your financial needs. She is awesome!
Susan Nex
Search No More!! You have found the Best in the Business!!!
This was our second time having the pleasure of working with Kristin. She is always there to answer any question we had and she’s super knowledgeable and has great ideas and finds the best rates for you. And above all she’s an amazing person!!!!
Do yourself a favour and go with Kristin. You will be extremely satisfied. The best decision you’ll ever make!!!!
Thank you so much Kristin for always being there for us and getting us this townhouse!! WoooooHoooooo!!!!
David Beres
Kristin is helpful, knowledgeable, and definitely on top of everything in the fast-paced world of mortgages, rates and bank regs. And she’s the most effective communicator I’ve ever come across, keeping us informed every step of the way as our application proceeded. I can’t recommend her highly enough!
Linda Baker
We had Kristin Woolard as our mortgage broker twice. We have found her to be very knowledgeable, attentive, and friendly. Her approach was professional yet warm and caring. She answered all our questions clearly and patiently. She never dismissed our concerns, instead she found a way to take care of the issue, and put our minds at ease. We have been very happy with Kristin’s work, and we will not hesitate to recommend her to anyone who is looking for a great mortage broker.
Mary Gordon
The service and knowledge we received from Kristin was first class. We already have pre-approvals from a couple banks, but we were unhappy with their service as they often took upwards of a week or two to get anything done, so we decided to try a broker. I gave Kristin a call right before the weekend and she had us set up for an in-person meeting the first morning after the weekend to familiarize herself with our case (down payment, what/where we were looking, etc). She did some back-of-the-envelope math to give us a ballpark estimate right away. 24 hours later we had our official pre-approval amount (which was also higher than what our bank offered us) and 48 hours after that we had offers from four different lenders.
As first-time homebuyers, Kristin guided us through the experience seamlessly, answering any questions we had along the way promptly and effectively. I cannot recommend her enough. If you’re unsure about choosing a mortgage broker, give Kristin a call.
Cody Hart
Our calculators will allow you to explore your Mortgage options.
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