Converting Your Basement to an Income Suite.
September 11, 2023
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.




We want to thank you for all your help in getting us a mortgage and, essentially, our home. You make the process so easy and it is an extreme pleasure to personally deal with you. It still astounds me that we’ve never actually met and could do all this through email and phone calls. We fell like we’ve known you for years. You can be assured if anyone is ever looking for help in this area, we will send them your way. Again, thank you very much. Take care,
B. and S. Tempel
We love working with Kristin. So easy and she is a great communicator who always makes sure you’re 100% up to date.
Gabi Green
Kristin goes above and beyond to get what you’re looking for. She is very accommodating and informs you all the way along about what is happening and where you’re at in the process. Touches base with you to make sure you’re getting feedback. She is so great that both of my sons deal with her. Thanks again for everything you did for us to get us what we needed.
Kim Kennedy
The service and knowledge we received from Kristin was first class. We already have pre-approvals from a couple banks, but we were unhappy with their service as they often took upwards of a week or two to get anything done, so we decided to try a broker. I gave Kristin a call right before the weekend and she had us set up for an in-person meeting the first morning after the weekend to familiarize herself with our case (down payment, what/where we were looking, etc). She did some back-of-the-envelope math to give us a ballpark estimate right away. 24 hours later we had our official pre-approval amount (which was also higher than what our bank offered us) and 48 hours after that we had offers from four different lenders.
As first-time homebuyers, Kristin guided us through the experience seamlessly, answering any questions we had along the way promptly and effectively. I cannot recommend her enough. If you’re unsure about choosing a mortgage broker, give Kristin a call.
Cody Hart
Kristin is amazing. I would highly recommend her to anyone seeking a mortgage. I contacted Kristin after reading other reviews of her great service and I was not disappointed. She does all the leg work for you and finds you the best rates and best terms. Most of the communication can be done via email and the occasional phone call if necessary. No trying to find time to fit in a meeting not even to sign papers. It was all done by email.
Kristin is extremely knowledgeable in her field of expertise and was very prompt in responding to any questions, even outside of normal business hours via email and no question was too stupid to answer. She always had time to make sure we understood our options. She is very friendly and has a great sense of humour which makes you feel totally at ease with all the banking, mortgage, legal lingo.
I am not big on writing reviews. But, in this case I had to let everyone know how amazing Kristin was in obtaining a home equity loan for us and will be working with us to get a mortgage for a new home soon. Just give her a call I can guarantee you won’t be disappointed.
C. Harris
September 11, 2023
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