Converting Your Basement to an Income Suite.
September 11, 2023
There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
I am bursting with gratitude for Kristin Woolard! What a dream it was to work with her! Most definitely an expert in her field, she is also extremely patient and kind and ALWAYS available when needed.
Our journey began 2.5 years ago when, as a self-employed individual most lenders didn’t want to touch me. I have to admit, with limited history as a business owner and less than optimum record keeping skills, my financial picture did somewhat resemble a lump of coal at that time.
Against all odds, Kristin managed to secure a lender for me!
When the deal collapsed (for matters not related to financing), I felt terrible knowing that she had done so much work, yet was not paid for her time at all. Kristin insisted that I not feel bad, but rather, follow her suggestions so that when the time was right, I could achieve a better rate and not require a co-signer.
Fast forward to today… I just signed the papers for the mortgage on my first home – a property FAR MORE valuable (as in more than $100K!) than what I was originally going to purchase – WITHOUT a co-signer and with a FANTASTIC mortgage rate!
Kristin not only worked tirelessly with me to turn my financial picture from a lump of coal into a shiny diamond but was also there every step of the way through all of the unexpected hurdles that came up regardless of the day or time.
When I shared my rate with my realtor, his jaw dropped and he said “Wow – that’s incredible – you must have an amazing mortgage broker!” I COULD NOT AGREE MORE! Thank you Kristin!
Angelina Robinson
We needed a mortgage that had flexible payment options while still getting the best possible rate and Kristin was able to find us the perfect lender for our needs. Our rate is better than just about anyone else I’ve asked and the payment flexibility is great. Kristin couldn’t be friendlier or more helpful.
Michael Kwan
As first time homebuyers we felt so much stress going into this next endeavor of our lives. In searching the Dominion Lending Centre website, I came across Kristin’s profile. Her profile somehow caught my attention – I had a good feeling… and I was right! Her knowledge about the industry blew us away! She was so easy to talk to, and her continuous positive attitude confirmed to us that we had made the right choice. After speaking with Kristin to get the ball rolling, the weight was immediately lifted off of our shoulders. She helped us explore our options, found us the best rate, she kept us informed and was readily available whenever we had questions. We were even more so thankful when she contacted us one week before the closing date, and notified us about an even lower rate! As we both sit here on our couch, in our new living room… and now that all is said and done, we look back and think – we could have never done this with so much ease without the help and knowledge of Kristin. We are ever so grateful for her help! Thank you so much Kristin you are the greatest mortgage broker ever! We look forward to using your services again on our next purchase!!
Tracy and Dave
I appreciate the time and effort put in by Kristin. If I had to do the research, it would have involved a lot of time checking out various financial institutions plus phone calls perhaps appointments and many email messages. I saved myself a lot of stress and anxiety so thanks Kristin for all your help. Sincerely,
Lois F.
Kristin is a dream come true. There is none of the usual stress when dealing with a broker. She is there for you 100% to make sure that that everything goes well. I could not recommend her more highly to help people in all kinds of situations, easy or difficult, with their brokerage needs.
Guru Dev Kaur Khalsa
September 11, 2023
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