What Is an Uninsurable Mortgage?
March 10, 2019
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Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
2.95%
Current prime rate is
3.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.34%
- $490.86
- 3.30%
- $488.77
- $2.09
-
- 1 Year
- 3.59%
- $504.03
- 3.34%
- $490.86
- $13.17
-
- 2 Years
- 3.74%
- $512.02
- 3.19%
- $483.05
- $28.97
-
- 3 Years
- 3.89%
- $520.07
- 3.24%
- $485.65
- $34.43
-
- 4 Years
- 3.94%
- $522.77
- 3.29%
- $488.25
- $34.52
-
- 5 Years
- 5.34%
- $601.11
- 3.14%
- $480.46
- $120.65
-
- 7 Years
- 5.80%
- $627.97
- 3.79%
- $514.70
- $113.27
-
- 10 Years
- 6.10%
- $645.76
- 4.14%
- $533.64
- $112.13
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC National Ltd.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard is one of the first agents to join DLC which is Canada's largest brokerage and her Franchise DLC National Ltd is on of the largest in the nation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
Kristin is one in a million. As a confident woman, she comes across with a very positive outlook to the mortgage business. Her knowledge and patience with me ensured that I received the best advice for a new mortgage. She appears to strive to get the most out of any deal that is out there for you. What a great attitude Kristin has in this world of cynics. Keep on with all your energy and I wish you the best in your career. I would recommend you to anyone who requires mortgage assistance. Thanks for keeping in touch.
N. McLeod
No need to stress when you have Kristin on your team! Kristin not only gets you the best rate in town she makes sure every detail is looked after for you. My husband and I highly recommend Kristin for all your financial needs. She is awesome!
Susan Nex
I am bursting with gratitude for Kristin Woolard! What a dream it was to work with her! Most definitely an expert in her field, she is also extremely patient and kind and ALWAYS available when needed.
Our journey began 2.5 years ago when, as a self-employed individual most lenders didn’t want to touch me. I have to admit, with limited history as a business owner and less than optimum record keeping skills, my financial picture did somewhat resemble a lump of coal at that time.
Against all odds, Kristin managed to secure a lender for me!
When the deal collapsed (for matters not related to financing), I felt terrible knowing that she had done so much work, yet was not paid for her time at all. Kristin insisted that I not feel bad, but rather, follow her suggestions so that when the time was right, I could achieve a better rate and not require a co-signer.
Fast forward to today… I just signed the papers for the mortgage on my first home – a property FAR MORE valuable (as in more than $100K!) than what I was originally going to purchase – WITHOUT a co-signer and with a FANTASTIC mortgage rate!
Kristin not only worked tirelessly with me to turn my financial picture from a lump of coal into a shiny diamond but was also there every step of the way through all of the unexpected hurdles that came up regardless of the day or time.
When I shared my rate with my realtor, his jaw dropped and he said “Wow – that’s incredible – you must have an amazing mortgage broker!” I COULD NOT AGREE MORE! Thank you Kristin!
Angelina Robinson
We needed a mortgage that had flexible payment options while still getting the best possible rate and Kristin was able to find us the perfect lender for our needs. Our rate is better than just about anyone else I’ve asked and the payment flexibility is great. Kristin couldn’t be friendlier or more helpful.
Michael Kwan
Kristin is awesome.
I was in a real bind and needed financing and fast.
Due to my disastrous past three years I could not secure a mortgage through the standard methods. My future looked very bleak, before meeting Kristin that is.
Kristin Woolard not only found me financing, but also found me many options to choose from. This allowed me to select what worked best for me and also saved me a lot of money.
Kristin kept me informed constantly with progress reports, and clearly answered any questions I had. She made the whole process happen quickly and smoothly.
Kristin is not only an excellent broker but also a great person, kind, caring, and knowledgeable. She is very positive, professional and has a strong drive to get the task done. Kristin is the best.
Thank you Kristin.
Latest News
CMHC Changes to Assist Self-Employed Borrowers
July 29, 2018
Refinancing in 2018
March 19, 2018
First Time Homebuyer Privileges
March 1, 2018
The Simple Truth About your DSR
February 19, 2018
Lenders
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I'm Interested!Videos
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