“My husband and I were trying to get back on track after a few rough years and wanted to consolidate our existing mortgage and credit card debt to finally see the light at the end of the tunnel. Our credit union of many years was being less than helpful but thanks to Kristin Woolard’s professionalism and knowledge in the mortgage industry she was able to lead us out of the dark in just a few days. I would highly recommend that anyone in search of mortgage advise utilize Kristin’s expertise and experience in this highly competitive market. You can rest assured you will receive the best possible rate available. Kristin is a high energy go-getter with an amazing personality and will go above and beyond to help her clients, they don’t come any better. Thanks again Kristin for all your hard work!”

Carmen B. and Pat G.

Kristin recently helped me get back into the market after a few challenging post-divorce years. As a self employed Realtor, the supporting paperwork was flying fast & furious to get it done. Kristin sorted through it all & helped it make sense to the lender & kept me calm during the process. Even though it was a small transaction, I felt like an important client. I recommend Kristin at every opportunity I get, and now having personal first hand experience, I would only recommend her more highly. 🙂

Angela Reeves

“We needed a mortgage that had flexible payment options while still getting the best possible rate and Kristin was able to find us the perfect lender for our needs. Our rate is better than just about anyone else I’ve asked and the payment flexibility is great. Kristin couldn’t be friendlier or more helpful.”

M. Kwan

I am bursting with gratitude for Kristin Woolard! What a dream it was to work with her! Most definitely an expert in her field, she is also extremely patient and kind and ALWAYS available when needed.

Our journey began 2.5 years ago when, as a self-employed individual most lenders didn’t want to touch me. I have to admit, with limited history as a business owner and less than optimum record keeping skills, my financial picture did somewhat resemble a lump of coal at that time.

Against all odds, Kristin managed to secure a lender for me!
When the deal collapsed (for matters not related to financing), I felt terrible knowing that she had done so much work, yet was not paid for her time at all. Kristin insisted that I not feel bad, but rather, follow her suggestions so that when the time was right, I could achieve a better rate and not require a co-signer.

Fast forward to today… I just signed the papers for the mortgage on my first home – a property FAR MORE valuable (as in more than $100K!) than what I was originally going to purchase – WITHOUT a co-signer and with a FANTASTIC mortgage rate!

Kristin not only worked tirelessly with me to turn my financial picture from a lump of coal into a shiny diamond but was also there every step of the way through all of the unexpected hurdles that came up regardless of the day or time.

When I shared my rate with my realtor, his jaw dropped and he said “Wow – that’s incredible – you must have an amazing mortgage broker!” I COULD NOT AGREE MORE! Thank you Kristin!

Angelina Robinson