Converting Your Basement to an Income Suite.
September 11, 2023
There are generally two ways to get a mortgage in Canada: From a bank or Kristin Woolard of DLC Next Generation.
While a bank only offers the products from their particular institution, licensed mortgage professionals like Kristin, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Kristin Woolard was one of the first agents to join DLC which is Canada's largest brokerage and has now branched out to become the principal broker at her own brokerage DLC Next Generation. Being with DLC since 2007 sets her above many others due to massive loyality, dedication and experience. Let her put these accolades to work for your mortgage goals..... all at a service level that usually comes at no service charge to the consumer.
I am bursting with gratitude for Kristin Woolard! What a dream it was to work with her! Most definitely an expert in her field, she is also extremely patient and kind and ALWAYS available when needed.
Our journey began 2.5 years ago when, as a self-employed individual most lenders didn’t want to touch me. I have to admit, with limited history as a business owner and less than optimum record keeping skills, my financial picture did somewhat resemble a lump of coal at that time.
Against all odds, Kristin managed to secure a lender for me!
When the deal collapsed (for matters not related to financing), I felt terrible knowing that she had done so much work, yet was not paid for her time at all. Kristin insisted that I not feel bad, but rather, follow her suggestions so that when the time was right, I could achieve a better rate and not require a co-signer.
Fast forward to today… I just signed the papers for the mortgage on my first home – a property FAR MORE valuable (as in more than $100K!) than what I was originally going to purchase – WITHOUT a co-signer and with a FANTASTIC mortgage rate!
Kristin not only worked tirelessly with me to turn my financial picture from a lump of coal into a shiny diamond but was also there every step of the way through all of the unexpected hurdles that came up regardless of the day or time.
When I shared my rate with my realtor, his jaw dropped and he said “Wow – that’s incredible – you must have an amazing mortgage broker!” I COULD NOT AGREE MORE! Thank you Kristin!
Angelina Robinson
My husband and I were trying to get back on track after a few rough years and wanted to consolidate our existing mortgage and credit card debt to finally see the light at the end of the tunnel. Our credit union of many years was being less than helpful but thanks to Kristin Woolard’s professionalism and knowledge in the mortgage industry she was able to lead us out of the dark in just a few days. I would highly recommend that anyone in search of mortgage advise utilize Kristin’s expertise and experience in this highly competitive market. You can rest assured you will receive the best possible rate available. Kristin is a high energy go-getter with an amazing personality and will go above and beyond to help her clients, they don’t come any better. Thanks again Kristin for all your hard work!
Carmen B. and Pat G.
Great experience! Would recommend Kristin to anyone looking to either refinancing or getting a new mortgage. Always accessible by phone or email and exceptionally knowledgeable. Couldn’t be happier with the service received!!!
Dava Bishop
I would recommend Kristin anytime. She went above and beyond to make my dream of owning property come true. Even after one bank pulled out of the deal in the last week she found another lender with a better interest rate. Thank you again Kristin.
Mike Taylor
We love working with Kristin. So easy and she is a great communicator who always makes sure you’re 100% up to date.
Gabi Green
September 11, 2023
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