I am bursting with gratitude for Kristin Woolard! What a dream it was to work with her! Most definitely an expert in her field, she is also extremely patient and kind and ALWAYS available when needed.

Our journey began 2.5 years ago when, as a self-employed individual most lenders didn’t want to touch me. I have to admit, with limited history as a business owner and less than optimum record keeping skills, my financial picture did somewhat resemble a lump of coal at that time.

Against all odds, Kristin managed to secure a lender for me!
When the deal collapsed (for matters not related to financing), I felt terrible knowing that she had done so much work, yet was not paid for her time at all. Kristin insisted that I not feel bad, but rather, follow her suggestions so that when the time was right, I could achieve a better rate and not require a co-signer.

Fast forward to today… I just signed the papers for the mortgage on my first home – a property FAR MORE valuable (as in more than $100K!) than what I was originally going to purchase – WITHOUT a co-signer and with a FANTASTIC mortgage rate!

Kristin not only worked tirelessly with me to turn my financial picture from a lump of coal into a shiny diamond but was also there every step of the way through all of the unexpected hurdles that came up regardless of the day or time.

When I shared my rate with my realtor, his jaw dropped and he said “Wow – that’s incredible – you must have an amazing mortgage broker!” I COULD NOT AGREE MORE! Thank you Kristin!

Angelina Robinson

Kristin was so helpful and very knowledgeable. She helped me when everyone else told me ” You can’t do it that way/there’s no way around it etc.”, yet she found a way!
She made what was a very stressful experience, turned it around and made the process very simple for me. She was very patient and answered all my questions, and never gave up. Communication was very good even at times when she was away, she made sure to keep me up to date with all proceedings.
Would highly recommend!

Michael Vuong

Working out of town and having to buy a home on the road, i thought, was going to be a nerve racking process, until i hired Kristin as my mortgage broker. She really handled everything and made the process as smooth as i ever imagined. Always prompt replies to my many questions being a first home buyer, and always made me feel important! Highly recommended. 5-stars!

Tii Ess

No need to stress when you have Kristin on your team! Kristin not only gets you the best rate in town she makes sure every detail is looked after for you. My husband and I highly recommend Kristin for all your financial needs. She is awesome!
Susan Nex

Kristin recently helped me get back into the market after a few challenging post-divorce years. As a self employed Realtor, the supporting paperwork was flying fast & furious to get it done. Kristin sorted through it all & helped it make sense to the lender & kept me calm during the process. Even though it was a small transaction, I felt like an important client. I recommend Kristin at every opportunity I get, and now having personal first hand experience, I would only recommend her more highly. 🙂

Angela Reeves

Great experience! Would recommend Kristin to anyone looking to either refinancing or getting a new mortgage. Always accessible by phone or email and exceptionally knowledgeable. Couldn’t be happier with the service received!!!

Dava Bishop

After spending some time going to banks to try and find a deal on mortgages, I shifted gears and decided to go with a mortgage broker. After some more research I landed on Kristin, and I’m pleased to say that it was a great decision.
Kristin is friendly, very helpful in answering any questions I had, and helped find the mortgage with all the terms I was looking for. Once the lender was chosen, she went over all the details of the mortgage and answered any additional questions I had there.
Derek Rachul

The value of a mortgage broker is that they do the shopping for you. Rather than offering one rate, which is what a financial institution does, a mortgage broker looks at several lenders choosing the one that is right for you.
Kristin is an excellent mortgage broker, she is keen, bright, caring and will help you carry through the overwhelming task of purchasing a house, especially if it’s your first home. I strongly recommend her.
Rosa Pinto

Kristin was a dream to work with. She went above and beyond, at all hours to assist in my mortgage search, and with some unexpected challenges. She quickly demonstrated her extensive knowledge of the business and gave me full confidence that she was a true professional That fact that she is incredibly nice as well is just a great bonus! I wish her the best and would never hesitate in recommending her. I will be happy to use her services again when the time comes!
Laurie Soul

No one should have to deal with the irritating headache of getting/renewing a mortgage if he or she can get someone else do it, especially someone who doesn’t charge you for doing all that work! And that person is Kristin! She made the process pain-free, she explained everything very well, she laid out the pros and cons clearly, and there was no pressure from her to go one way or another (eg: fixed or variable; one bank or another). Calling her helpful would be an understatement. She was always available to answer any questions I had. I didn’t have to worry about anything knowing that everything was in Kristin’s capable hands, and I got a great, low rate that was not advertised by the banks. HIGHLY RECOMMENDED.

Herman C.